Cost of living in New Jersey

Rent, income, home value and property tax for New Jersey, home to 9.34M people, then the same for each of its 21 counties. Every figure is the published one, with its source named.

New Jersey at a glance

Median rent
$1,720
Census ACS, B25064, monthly
Median household income
$103,556
Census ACS, B19013, yearly
Median home value
$454,400
Census ACS, B25077
Median property tax bill
$9,590
Census ACS, B25103, yearly, current owners
Mean commute
31 min
Census ACS, DP03, one way
Unemployment
6.3%
Census ACS, DP03

New Jersey's own published state rows, never an average of its counties. Prices overall run 9% above the national average (BEA regional price parity, 2024).

Census ACS 2024 five-year estimates, checked November 2026.

The three most populous counties in New Jersey

These are the most populous places in New Jersey, not a match to you. Set what matters to you on Find your fit and this becomes your three closest matches here. Made-up answers work too. This is a tool, not a survey.

  • Bergen County

    Population
    962K
    Rent
    $1,914
    Household income
    $124,884
    Prop. tax (yearly)
    —
    Plan
  • Middlesex County

    Population
    871K
    Rent
    $1,871
    Household income
    $111,549
    Prop. tax (yearly)
    $9,712
    Plan
  • Essex County

    Population
    863K
    Rent
    $1,531
    Household income
    $80,789
    Prop. tax (yearly)
    —
    Plan

New Jersey, worth the trip

Ratified the Constitution on December 18, 1787, as the third state. The Dutch established the first permanent European settlement at Bergen, now Jersey City, in 1660, four years before the colony came under English rule. More than 100 battles of the American Revolution took place in New Jersey.

History: Encyclopaedia Britannica. Each place links to the page of the agency that looks after it.

Property tax in New Jersey

Current owners in New Jersey pay a median 2.11% of home value a year in property tax. Example: $9,590 a year, the median bill. By county, the median bill runs from $5,052 in Cumberland County to $9,712 in Middlesex County. These are bills that current owners pay, as the Census measures them. Each county's own figure is in the table below.

Health in New Jersey

Life expectancy
79.0 yrs
County Health Rankings, from CDC NCHS vital statistics
No health insurance
8.0%
County Health Rankings, from Census SAHIE, people under 65
Poor or fair health
14.5%
County Health Rankings, from CDC BRFSS. Modeled, not counted
Injury deaths per 100K people
66
County Health Rankings, from CDC NCHS, counted deaths

Each is the figure County Health Rankings publishes for New Jersey as a whole, never an average of its counties. Each county's own health readings are on its page.

Natural hazards in New Jersey

Expected yearly loss, statewide
$3.2B
All natural hazards, an average year. Larger states lose more
Building loss rate
$1.51
Per $1,000 of building value, each year. Fair to compare between states
Costliest hazard
Inland flooding
$2.0B of the expected yearly loss, the largest share of any hazard FEMA assesses
Air quality
—
The EPA publishes air quality by county and metro area, never by state. It is on each county's page

FEMA publishes a risk score for counties and none for states, so none is shown here. Each county's score is on its own page.

New homes permitted in New Jersey

Permitted in 2025

27,661homes

Per 1,000 residents

3.0

Single-family · larger buildings

12,820 · 14,841

  1. 36K2020
  2. 37K2021
  3. 37K2022
  4. 33K2023
  5. 35K2024
  6. 28K2025

New Jersey approved permits for 27,661 new homes in 2025. That is about 3.0 homes for every 1,000 people. 12,820 were single-family houses, and 14,841 were in buildings with two or more homes. From 2020 to 2025 the yearly count stayed between 27,661 and 37,094.

35th of the 50 states and DC by homes permitted per 1,000 residents in 2025.

A permit lets a home be built. It does not mean the home is finished. Some offices did not report, so part of this figure is a Census estimate. The offices that did report account for 18,465. Source: US Census Building Permits Survey, annual 2025 data.

Side by side

Bergen County, NJ is the largest county here. Set it beside another place, reading by reading.

The largest counties in New Jersey

By population, from the Census release named below. Each opens its own page.

  1. 1Bergen County962K
  2. 2Middlesex County871K
  3. 3Essex County863K
  4. 4Hudson County718K
  5. 5Ocean County654K
  6. 6Monmouth County645K
  7. 7Union County579K
  8. 8Camden County527K
  9. 9Passaic County521K
  10. 10Morris County515K

All 21 counties in New Jersey

Each has its published readings on its own page. Press a column to sort by it. Pick one, or open the map to see them shaded side by side.

Atlantic County$1,376$6,776
Bergen County$1,914—
Burlington County$1,745$7,983
Camden County$1,402$8,134
Cape May County$1,360$5,306
Cumberland County$1,282$5,052
Essex County$1,531—
Gloucester County$1,531$8,055
Hudson County$1,894$9,555
Hunterdon County$1,687—
Mercer County$1,623$8,909
Middlesex County$1,871$9,712
Monmouth County$1,827—
Morris County$1,904—
Ocean County$1,755$6,562
Passaic County$1,621—
Salem County$1,253$7,018
Somerset County$2,033—
Sussex County$1,585$8,568
Union County$1,730—
Warren County$1,409$8,119

Household income, home value and population are on each county's own page, and in this table on a wider screen.

Where these numbers come from

Each reading is the published figure, not an estimate. A dash means the source did not publish one, or published one too uncertain to print.

  • State figures: U.S. Census Bureau, American Community Survey 20245-year estimates, the state's own row (tables B25064, B19013, B25077, B25103, B01003, DP03).
  • County figures: the same survey, each county's own row, as on every county page.
  • Price level: Bureau of Economic Analysis, regional price parities, 2024, all items, state-level.
  • Health: County Health Rankings & Roadmaps 2025, University of Wisconsin Population Health Institute, the state's own row. Poor or fair health is a modeled estimate from CDC survey data. The other three are counted or calculated.
  • Natural hazards: FEMA National Risk Index, December 2025, state table, expected annual loss. This product uses FEMA data but is not endorsed by FEMA.
  • Air quality has no state figure: the EPA publishes it by county and metro area only.
  • Photographs: Wikimedia Commons and the county photo feed, each credited to its photographer under its own licence, beneath the picture.

What to do with these numbers

Every number here is public. The site adds your side of it: New Jersey next to your own state, by what you value.

  • See New Jersey beside your own state

    Find your fit puts it next to where you live and the states next door, by what matters to you. Made-up answers are fine, since this is a tool, not a survey. No account needed.

  • Pick a county here and make it your target

    The three counties above each carry Set as target. From there the Journey lays out the runway and the steps. An account keeps it private and yours across devices.